|
|
|
|
| |
The only insurance plan that protects your assets from termites!
To most of us, our home is our most valued possession. That’s why it is important to protect it but is it really as safe as we would like to believe? Timber Shield Protection Insurance Plan is the ONLY insurance plan that not only protects your assets from all disasters but also from termites attack!
Covers damage caused by termites to wood based appurtenances, fixtures & fittings like kitchen cabinet, window & doorframes, wardrobe, timber roof truss cross members, lowered chipboards or fibre-board ceilings
and the likes.
|
Fire and lightning |
|
Explosion |
|
Aircraft |
|
Impact damage |
|
Water damage |
|
Hurricane, cyclone, typhoon and windstorm |
|
Earthquake and volcanic eruption |
|
Flood |
|
Theft or attempted theft accompanied by violent and forcible entry or exit from the premise |
|
Riot, strike and malicious damage |
|
Liability to public |
 |
|
|
Sum Insured
(RM)
|
|
|
|
|
|
|
|
|
|
1 |
Home Contents Insurance |
5,000 |
10,000 |
15,000 |
20,000 |
25,000 |
30,000 |
35,000 |
40,000 |
|
Scope of cover |
|
|
|
|
|
|
|
|
1.1 |
Fire & lightning |
|
|
|
|
|
|
|
|
1.2 |
Explosion |
|
|
|
|
|
|
|
|
1.3 |
Aircraft & other aerial devices and/or article dropped therefrom. |
|
|
|
|
|
|
|
|
1.4 |
Impact with any of the buildings by any road vehicles or animal not belonging
to or under the control of the insured or any member of his family. |
|
|
|
|
|
|
|
|
1.5 |
Bursting or overflowing of domestic water tanks apparatus pipes excluding:
| a) |
in respect of each & every loss the amount stated in the limits of liability |
| b) |
destruction or damage occuring while the private dwelling house is left
untenanted. |
|
|
|
|
|
|
|
|
|
1.6 |
Hurricane, cyclone, typhoon, windstorm - subject to the Excess Clause. |
|
|
|
|
|
|
|
|
1.7 |
Earthquake and volcanic eruption - subject to the Excess Clause. |
|
|
|
|
|
|
|
|
1.8 |
Flood-but excluding loss or damage caused by subsidence, landslip or landslip
subject to the Excess Clause. |
|
|
|
|
|
|
|
|
1.9 |
Riot, Strike & malicious damage |
|
|
|
|
|
|
|
|
1.10 |
Burglary, housebreaking or theft and/or any attempt thereat provided that such offences are accompanied by forcible and violent entry or exit from the premises. |
2,000 |
4,000 |
6,000 |
8,000 |
10,000 |
12,000 |
14,000 |
16,000 |
1.11 |
Public Liability |
5,000 |
10,000 |
15,000 |
20,000 |
25,000 |
30,000 |
35,000 |
40,000 |
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
1.0 |
Coverage A
Termite treatment cost using Ridpest Innovative Baiting System (RIBS) |
3,150 |
4,050 |
5,400 |
6,750 |
8,500 |
9,500 |
10,500 |
12,000 |
2.0 |
Coverage B
Damage caused by termites to wood based appurtenances, fixtures & fittings like kitchen cabinet, window & door frames, wardrobe, timber roof truss cross members, lowered chipboards or fibre-board ceilings, etc. |
5,000
|
10,000
|
15,000
|
20,000
|
25,000
|
30,000
|
35,000
|
40,000
|
| |
Excess:
On each and every loss - all other claims except for
Section II 1.0 Coverage A termite cost |
150
|
300
|
450
|
600
|
750
|
900
|
1,050
|
1.200
|
 |
| |
Gross Premium |
260 |
510 |
760 |
1,010 |
1,260 |
1,510 |
1,760 |
2,010 |
| |
Stamp Duty |
10 |
10 |
10 |
10 |
10 |
10 |
10 |
10 |
|
|
| |
Nett Premium |
270 |
520 |
770 |
1,020 |
1,270 |
1,520 |
1,770 |
2,020 |
| |
Pre-Acceptance Inspection Fee
(to be borne by customer) |
60 |
90 |
130 |
170 |
210 |
250 |
290 |
330 |
|
| |
| |
|
|
| |
| |
| |
|
|
|
|
|
|
|